LMF Corporate Member Intelligence

The London Market is in the early stages of embracing AI beyond rule based process automation. Underwriting decision-support, dynamic pricing, climate-driven catastrophe modelling, and even multi-agent AI systems collaborating across functions are moving from theory into pilot projects.

This is a market that has never been short of data. From loss histories to complex risk schedules, every broker, underwriter, and claims team sits on a vast and growing archive of information. Yet in too many cases, that information is passive; locked in static documents, siloed systems, or historical reports that are rarely connected, refreshed, or re-used in real time.

Reinsurance programmes continue to serve as a cornerstone of growth strategies for insurance markets worldwide, including Bermuda, which remains a leading jurisdiction for innovative risk transfer and capital efficiency. These programmes are essential for managing volatility and protecting balance sheets, but increasingly, they are being shaped by data-driven decision-making. As insurers and reinsurers seek to optimise capital deployment, enhance underwriting precision, and respond to emerging risks, the role of accurate, timely, and actionable data has become central to strategic planning and execution.

AI is changing insurance operations at every stage, especially Delegated Authority.

Some worry that introducing AI into the workflow means replacing people – it doesn’t when handled responsibly.

Instead, it offers huge upsides for efficiency and profitability

Amarillo’s ebook explores the role AI and Machine Learning can play in DA operations, covering

• Questions to ask before adopting AI
• Machine Learning vs AI: why it matters
• Benefits and risks of using AI tools
• Why responsible AI is key to DA success

The AI era is now and Delegated Authority needs to be ready. Discover how.

The Delegated Authority market is at a crossroads. Manual processes, fragmented oversight, and regulatory pressures are creating bottlenecks that are limiting growth for Brokers and Insurers.

VIPR’s latest whitepaper, Breaking the Bottleneck in Delegated Authority, explores why traditional operations are no longer sustainable, and how forward-looking underwriting leaders are transforming with modern platforms.

From scaling compliance to unlocking real-time data insights, this paper offers a strategic playbook for COOs, DUA heads, and underwriters ready to lead the next phase of DA growth.

From ransomware and AI-enabled phishing to supply chain compromise, the insurance industry faces a complex and evolving set of cyber risks

NCC Group’s Insurance Industry Threat Intelligence Report examines:

• The most prominent cyber threats in 2025 – including Medusa ransomware and identity-based attacks by groups like Scattered Spider
• The real-world impact of recent incidents affecting millions of policyholders
• Practical recommendations for senior leaders, security teams, and staff to strengthen resilience

By combining sector-specific intelligence with actionable guidance, this report supports insurers in protecting sensitive customer data, meeting regulatory obligations, and maintaining operational continuity.

Cyber threat collective Scattered Spider have broadened their operations to include campaigns against the insurance sector.

Following the group’s targeting of the retail sector in May, NCC Group’s threat intelligence experts have prepared a fresh briefing to help organisations understand the current threat. Providing an up-to-date overview of what we know about Scattered Spider and their latest activity, this new report includes:

• Recent reported security incidents and their impact on new sectors – specifically insurance
• Why the group are targeting insurance
• Reviewing Scattered Spider’s modus operandi
• A sample attack chain highlighting Scattered Spider’s operational sophistication alongside key Indicators of Compromise (IOCs) and Tactics, Techniques, and Procedures (TTPs) observed from May to July 2025
• Practical guidance against Scattered Spider